As retirement approaches, your financial priorities begin to shift from accumulation and growth to income and preservation. The central question becomes: How do I turn my pension savings into a reliable income stream that supports the lifestyle I’ve envisioned?

Being self-employed offers many advantages such as flexibility, independence, and the freedom to shape your own path. But it also comes with unique responsibilities, especially when it comes to planning for retirement.

If you're approaching retirement and want the reassurance of a secure, guaranteed income for life, an annuity can be an appealing solution. But like any major financial decision, buying an annuity involves key choices that can significantly affect your long-term outcomes.

If you’re approaching retirement or reassessing your pension arrangements, professional financial advice can be one of the most valuable investments you make. A well-structured retirement plan doesn’t just offer clarity, it provides confidence, tax savings, and peace of mind.

Whether you’re just starting divorce proceedings or have already reached a settlement, careful financial planning is essential to protect your interests, avoid long-term pitfalls, and regain control of your future.

Even with thoughtful planning, strategic gifting, and full use of available allowances, inheritance tax (IHT) can still present a significant challenge, particularly for high net worth individuals and families with valuable or illiquid assets.

Planning for retirement is about more than just money, it’s about building the life you want and ensuring you can live it with confidence, freedom, and peace of mind.

Inheritance Tax (IHT) is often referred to as a voluntary tax because with the right planning, much of it can be mitigated. Yet each year, thousands of families find themselves paying substantial sums to HMRC, sometimes needlessly.

When it comes to providing for your children, most parents want more than just financial security, they want to pass on values, offer guidance, and ensure that wealth is used wisely.

Strategic financial planning isn’t simply about managing investments or saving for retirement, it’s about giving purpose to your wealth.

While they come with higher levels of risk, they also offer a suite of powerful tax benefits designed to reward those willing to support early-stage, innovative British businesses.

Understanding what you’re paying and what you’re receiving in return is essential. Clear, transparent fees not only help you gauge value but also foster trust, ensuring you're in a relationship built on honesty and shared goals.

Inheritance Tax (IHT) is often referred to as a "voluntary tax", not because it's optional, but because with smart planning, much of it can be mitigated or avoided altogether.

Pension consolidation, or combining your multiple pensions into a single, well-managed scheme, is often touted as a way to regain control and improve efficiency. But is it always the right move?

Life insurance in your 40s isn’t simply a box to tick, it’s a foundation for long-term financial security.

With careful planning and expert advice, it’s possible to reduce tax liabilities legally and ensure your hard-earned wealth is working as efficiently as possible.

Investment management for executives isn’t just about seeking returns, it’s about aligning assets with lifestyle goals, tax efficiency, risk management, and long-term legacy planning.

Tax planning for entrepreneurs isn't just about minimising liabilities, it's about strategically shaping the way your business and personal wealth evolve over time.

When it comes to passing on your wealth, careful use of trusts and estate planning is not just beneficial, it’s essential.

In a world of economic complexity and ever-changing tax rules, the role of a financial adviser has never been more vital.